Bad Credit Car Loans

Struggling with bad credit or no credit? Royal Auto Credit is here to help you drive away in the car you need. We specialize in offering car loans tailored for individuals with challenging credit histories. Our process is quick, straightforward, and designed to get you behind the wheel without the usual hassle.

At Royal Auto Credit, we understand that everyone deserves a second chance, and our team is dedicated to finding the best financing options for you. Don’t let your credit score hold you back. Apply today with Royal Auto Credit and experience a seamless path to car ownership.

Loans Approved in less than 20 minutes

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Featured Vehicles

Some of our vehicles just can’t help but draw a little more attention. These are our featured vehicles. Every couple of weeks we refresh our listings with a few great deals that we feel deserve a little more attention than the rest. But don’t linger too long if you see something you like—someone else might be eyeing your prize!

Why Royal Auto Credit Is The Perfect Choice?

Expertise In Curating Reliable Vehicles​
Our team has a long experience of acquiring only the most reliable vehicles. When selecting inventory, we always steer clear from vehicles known to have frequent problems. Giving our customers the peace of mind they deserve.

Thoroughly Inspected Vehicles​
We thoroughly inspect every vehicle before we add it to our inventory insuring our customers only find reliable, risk-free vehicles.

Warranty & After-Sale Support​
We offer extended warranties and after-sale support on most of our vehicles. This means that every buyer has a point of contact in case of any unexpected issues.

Get Approved

Based on your credit history, not on your credit score

Our business is getting you an affordable auto loan regardless of your credit score. Our team has a combined experience of over 20 years, and we have mastered the art of getting everyone approved. We understand people get into unpleasant credit situations. We are the auto finance company that is here to help. Our finance specialists will secure an auto loan tailored to your credit situation and help rebuild your credit. Even if you have been rejected elsewhere, we could get you approved.

Do you need an auto loan? Need the best interest rates? Need to rebuild your credit score?

Customer Reviews

Beat the Bank

Access to Over 50 Lenders

Competitive

Fast Approvals & Quick Loans
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Satisfaction

Superior Service with Multiple Options

24 | 7, 365 Service

Professional service at Best Rate

Credit Problem?

Do you have any of the following

New Credit

Young buyer, No credit cards, Never had credit, establish your credit with a car loan.

No Credit

No active credit, bad credit in the past, looking to establish credit

Slow Credit

Current late payments, slow payments, Need a loan to re-build credit

Bad Credit

Missed payment, closed credit cards, Need a car now, want to build credit.

Bankruptcy

Currently in a bankruptcy, Discharged from bankruptcy, Low interest auto loans available now.

Proposal

Currently in a proposal, credit counseling, Build credit with a new car loan.

Credit Counseling

Currently in credit counseling and need a car loan. We can help

New immigrant

New to country, Visa worker, student Visa. Approval today

Declined Everywhere

Declined at other places, we can get you in-house financing

Maternity

Maternity leave or going back to work. Approval available now

Divorced

Separated or divorced from partner. Apply today

Self Employed

In business for yourself, business owner, commercial car loans

Contractor

Trades man and contract workers.

Disability

Long and short term disability, income from insurance payment.

Cash Income

No paystubs, Tip income, child tax, non taxable income. You are approved.

Repossession

Your car had been repoed due to difficulties. We can approve you

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Royal Auto Credit